Finance the construction of a photovoltaic park in Allier
The Charroux project is a 14.3 MWp photovoltaic power plant under construction near the town of Charroux, in the Allier department (03). Winner of a call for tenders from the French Energy Regulatory Commission (CRE), the project is currently under construction and benefits from a 20-year guaranteed electricity sales tariff from the CRE.
A pioneer in the construction and operation of photovoltaic power plants, Urbasolar was founded in 2006 in Montpellier and now operates over 750 solar plants. As the French leader in responding to CRE tenders, the company aims to raise €1,140,300 through this fundraising in the form of simple bonds with a 6.75% interest rate over 4 years .
The offer
Finance the construction of a photovoltaic park in Charroux
Urbasolar offers an investment opportunity in financing a 14.3 MWp photovoltaic park in Allier. By supporting this project, you directly contribute to the energy transition of the region : the project is under construction, and renewable energy will soon be produced in the municipality thanks to solar power.
OBJECTIVE
The crowdfunding campaign for the Charroux project aims to raise €1,140,300 . The company offers you an investment in the form of simple bonds, with an interest rate of 6.75% over 4 years .
USE OF FUNDS
These funds will be used by the project leader to finance the construction of the photovoltaic park .
REPAYMENT
The repayment of the bonds will be made through the revenues generated by the project, supplemented by an equity contribution from the project leader if necessary.
Regarding interest payments, these will be made annually on January 31st and on the Maturity Date. The first payment will take place on January 31, 2027.
SECURITY
Total Energies Invest has not retained any security on this project, considering the project structure: under construction, with a 20-year secured tariff through the CRE tender, and the structure of the project leader.
LEGAL STRUCTURE & TOTAL ENERGIES INVEST’S ROLE
Specifications
Investment phases
- Client.es de la banque privée Caisse d'Epargne Auvergne Limousin
- Residents and legal entities of the departements 03, 18, 58, 71, 42, 63, 23
End of project financing
The closing date for contributions may be extended at the request of the project owner.
The return on your investment will be calculated from the date the subscription certificates are generated, i.e. once all the funds have been received and the legal documentation has been signed by the project owner.
If you have a second or main home in one of these zones, you can invest by providing proof of address.
Resources
Simulator
Investment simulation
Charroux -
Obligation
6.75%/year over 4 years
Simulation - Rate : 6.75% / year on 4 ans
Initial investment:
€5,000
Repayments and interest:
€6,350
In 5 transfers
| Date | Interest* | Capital | Amount |
| 31/01/2027 | €169.21 | €0 | €169.21 |
| 31/01/2028 | €337.5 | €0 | €337.5 |
| 31/01/2029 | €337.5 | €0 | €337.5 |
| 31/01/2030 | €337.5 | €0 | €337.5 |
| 01/08/2030 | €168.29 | €5,000 | €5,168.29 |
| Total | €1,350 | €5,000 | €6,350 |
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*Gross interest before tax, including all fees ( view taxation ) The result presented is not a forecast of the future performance of your investments. It is only intended to illustrate the mechanics of your investment over the investment period. The evolution of the value of your investment may vary from what is shown, either increasing or decreasing. |
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The project
La planta fotovoltaica en suelo se encuentra en el municipio de Charroux, clasificado como Sitio Patrimonial Notable (SPR) y “Pueblo más Bello de Francia” . Este contexto excepcional demuestra la capacidad de los proyectos fotovoltaicos para integrarse armoniosamente en entornos de alto valor paisajístico y patrimonial.
Implementado en una tierra agrícola en barbecho de 13 hectáreas, el proyecto está diseñado para garantizar una integración paisajística discreta, respetuosa con las perspectivas visuales y la armonía general del pueblo. Una de las medidas importantes del proyecto ha sido limitar la altura de todos los equipos a un máximo de 2 metros, lo que permite preservar las vistas y el aspecto general del sitio clasificado.
Paralelamente, se ha prestado especial atención al respeto del ecosistema del sitio con medidas destinadas a preservar la fauna y la flora registradas , tanto durante la fase de construcción como a lo largo de toda la vida útil de la planta solar.
La planta solar, desarrollada y construida por Urbasolar, se beneficiará de la experiencia técnica y del know-how del grupo, que a día de hoy opera más de 750 plantas en Francia y a nivel internacional. El permiso de construcción ha sido obtenido y no está sujeto a recursos, y los estudios ambientales realizados han sido favorables para la realización del parque.
Se vislumbra un futuro prometedor para la planta fotovoltaica de Charroux, ya que también ha asegurado una tarifa de venta de electricidad durante 20 años con la Comisión de Regulación de la Energía (CRE) .
Con una potencia de 14,3 MWc, la planta debería producir, a término, la electricidad necesaria para más de 7.400 personas cada año gracias únicamente a la fuerza del sol .
💡 ¿Sabías que…?
Los productibles P50 y P90 hacen referencia a la probabilidad de alcanzar el productible esperado en un año. De hecho, la producción fotovoltaica está directamente relacionada con el clima y, por lo tanto, sujeta a variaciones de un día a otro y de un año a otro.
- El productible P50 corresponde a una probabilidad del 50% de alcanzar el productible esperado. Por lo tanto, es optimista, ya que, en promedio, solo se alcanza una vez cada dos años.
- Con el mismo enfoque, el P90 tiene una probabilidad del 90% de ser alcanzado, por lo que es más conservador.
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Project owners
The solar division of Swiss energy company Axpo , Urbasolar has been supporting local authorities, farmers, and industrial, logistics, and tertiary sector players for 20 years in defining and implementing photovoltaic solutions tailored to their needs.
The group actively contributes to the production of renewable, decarbonized, and competitive electricity , at the heart of current energy transition challenges. Its expertise covers the entire value chain — design, development, construction, operation, and decommissioning — ensuring consistent excellence throughout the project lifecycle. This comprehensive control guarantees the technical and qualitative consistency essential for the sustainable performance of photovoltaic plants.
Renowned for the quality of its projects, Urbasolar designs and deploys a variety of installations: ground-mounted or floating solar farms, solar greenhouses, parking lot canopies, buildings, or agrivoltaic projects.
With a portfolio of over 750 photovoltaic plants and aiming to add an additional 2 GW of solar production by 2030 , Urbasolar has established itself as a key player in the sector. While strongly present in France, where it is a preferred partner for professionals and local authorities, the group is also expanding its presence across Europe.
Our analysis
Risk overview
Refinancing risk
Credit risk related to the company's ability to refinance and meet its debt obligations.
Mitigation methods
The repayment strategy relies on the project’s ability to generate sufficient cash flow. Since the sale of electricity is secured for the long term at a fixed rate for 20 years under the CRE’s tender process, this will facilitate the repayment. In the event of insufficient cash flow during the first few years, the project developer will refinance the project’s equity through the shareholder’s current account.
Investing in this participatory financing project involves risks, including the risk of total or partial loss of the capital invested. Your investment is not covered by the deposit guarantee schemes established in accordance with directive 2014/49/EU of the European Parliament and of the Council . Your investment is also not covered by the investor compensation schemes established in accordance with Directive 97/9/EC of the European Parliament and of the Council . Return on investment is not guaranteed. This is not a savings product, and we recommend that you not to invest more than 10% of your net assets in participatory finance projects. You may not be able to sell the investment instruments when you wish. If you are able to sell them, however, you may incur losses.
